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	<title>Comments on: Irvine startup offers alternative to extended warranties</title>
	<atom:link href="http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/feed/" rel="self" type="application/rss+xml" />
	<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/</link>
	<description>TV, mobile and Internet: Covering technology&#039;s monthly bill</description>
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		<title>By: John Doe</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2977</link>
		<dc:creator>John Doe</dc:creator>
		<pubDate>Mon, 04 Aug 2008 19:24:14 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2977</guid>
		<description>I have another idea, DUI insurance. The company will insure you against the costs of a DUI should you happen to be arrested for one. Different rates and coverage based on BAC levels at arrest.
But if course, we will only insure you if you have existing auto insurance and accidental death do to negligence while driving under the influence is not covered.</description>
		<content:encoded><![CDATA[<p>I have another idea, DUI insurance. The company will insure you against the costs of a DUI should you happen to be arrested for one. Different rates and coverage based on BAC levels at arrest.<br />
But if course, we will only insure you if you have existing auto insurance and accidental death do to negligence while driving under the influence is not covered.</p>
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		<title>By: John Doe</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2976</link>
		<dc:creator>John Doe</dc:creator>
		<pubDate>Mon, 04 Aug 2008 19:20:07 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2976</guid>
		<description>I think I&#039;m going to start a pace-maker warranty company.

Just think about it for a second....</description>
		<content:encoded><![CDATA[<p>I think I&#8217;m going to start a pace-maker warranty company.</p>
<p>Just think about it for a second&#8230;.</p>
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		<title>By: Gadgetress</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2975</link>
		<dc:creator>Gadgetress</dc:creator>
		<pubDate>Mon, 04 Aug 2008 18:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2975</guid>
		<description>Criticism heard. The blog allows for everyone to get involved in reporting and share insight when a first critical look is (often) not enough. Thanks. -- Gadgetress</description>
		<content:encoded><![CDATA[<p>Criticism heard. The blog allows for everyone to get involved in reporting and share insight when a first critical look is (often) not enough. Thanks. &#8212; Gadgetress</p>
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		<title>By: Annoyedinoc</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2974</link>
		<dc:creator>Annoyedinoc</dc:creator>
		<pubDate>Mon, 04 Aug 2008 17:38:16 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2974</guid>
		<description>John Doe,

It goes for the rest of the articles and reporting in the OCR, this does not surprise me at all. The OCR, the &#039;Gadgetress&#039; reports of this New Warranty Service without a real evaulation of what they offering. It takes a READER to do a little &#039;Leg-work&#039;, (basic simple research that Reporters are supposed to do), to show what RIP-OFF this site is. 

Thank you John Doe, you should have the Reporters job.

Gadgetress...ah need I say more, disapointment does not even begin to cover your reporting abilities.</description>
		<content:encoded><![CDATA[<p>John Doe,</p>
<p>It goes for the rest of the articles and reporting in the OCR, this does not surprise me at all. The OCR, the &#8216;Gadgetress&#8217; reports of this New Warranty Service without a real evaulation of what they offering. It takes a READER to do a little &#8216;Leg-work&#8217;, (basic simple research that Reporters are supposed to do), to show what RIP-OFF this site is. </p>
<p>Thank you John Doe, you should have the Reporters job.</p>
<p>Gadgetress&#8230;ah need I say more, disapointment does not even begin to cover your reporting abilities.</p>
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		<title>By: rex</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2973</link>
		<dc:creator>rex</dc:creator>
		<pubDate>Mon, 04 Aug 2008 17:21:23 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2973</guid>
		<description>A fool &amp; their $ are soon parted. 
GreenUmbrella is selling you insurance on your Manufacturers warranty.
They are billing you $10 a month for the 1st year you are under a Manufactures Warranty. 
What a bunch of thieves.
Well I&#039;m sure there will be lots of fools sign up for this charade.

And what is even worse is that the Register is advertising
for these unethical pirates!</description>
		<content:encoded><![CDATA[<p>A fool &amp; their $ are soon parted.<br />
GreenUmbrella is selling you insurance on your Manufacturers warranty.<br />
They are billing you $10 a month for the 1st year you are under a Manufactures Warranty.<br />
What a bunch of thieves.<br />
Well I&#8217;m sure there will be lots of fools sign up for this charade.</p>
<p>And what is even worse is that the Register is advertising<br />
for these unethical pirates!</p>
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		<title>By: Just saying</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2972</link>
		<dc:creator>Just saying</dc:creator>
		<pubDate>Mon, 04 Aug 2008 16:32:14 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2972</guid>
		<description>When buying a new fridge, TV, washing machine and dryer  you should always buy the extended warranty as you never know. With my luck with appliances I buy all extended warranties. I bought a new flat screen and in one year no picture. I bought a GE Fridge broke down after a little over a year. My dyer also starts on fire. This is why it&#039;s a good idea. lol.</description>
		<content:encoded><![CDATA[<p>When buying a new fridge, TV, washing machine and dryer  you should always buy the extended warranty as you never know. With my luck with appliances I buy all extended warranties. I bought a new flat screen and in one year no picture. I bought a GE Fridge broke down after a little over a year. My dyer also starts on fire. This is why it&#8217;s a good idea. lol.</p>
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		<title>By: digitaldude</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2970</link>
		<dc:creator>digitaldude</dc:creator>
		<pubDate>Mon, 04 Aug 2008 16:12:42 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2970</guid>
		<description>It would probably be wiser at the time of purchase to take the money you&#039;d plan to use on an extended warranty - $430 in the HP computer example - and place it in a savings account like the online one offered at WAMU that offers 3.5% interest. At the least you&#039;d have that money plus some interest available at the end of the normal warranty period to purchase a replacement. If the laptop lasts longer you&#039;ll have still more money available.</description>
		<content:encoded><![CDATA[<p>It would probably be wiser at the time of purchase to take the money you&#8217;d plan to use on an extended warranty &#8211; $430 in the HP computer example &#8211; and place it in a savings account like the online one offered at WAMU that offers 3.5% interest. At the least you&#8217;d have that money plus some interest available at the end of the normal warranty period to purchase a replacement. If the laptop lasts longer you&#8217;ll have still more money available.</p>
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		<title>By: Gadgetress</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2969</link>
		<dc:creator>Gadgetress</dc:creator>
		<pubDate>Mon, 04 Aug 2008 15:55:41 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2969</guid>
		<description>JD - Thanks for going through the fine print. As mentioned in my write-up, this is just an alternative to what stores try to sell you at the very last moment. You don&#039;t really have time to read and study the fine print after you hand over your credit card. However, with Green Umbrella, you do. -- Gadgetress</description>
		<content:encoded><![CDATA[<p>JD &#8211; Thanks for going through the fine print. As mentioned in my write-up, this is just an alternative to what stores try to sell you at the very last moment. You don&#8217;t really have time to read and study the fine print after you hand over your credit card. However, with Green Umbrella, you do. &#8212; Gadgetress</p>
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		<title>By: John Doe</title>
		<link>http://gadgetress.freedomblogging.com/2008/08/04/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/3110/comment-page-1/#comment-2967</link>
		<dc:creator>John Doe</dc:creator>
		<pubDate>Mon, 04 Aug 2008 12:10:32 +0000</pubDate>
		<guid isPermaLink="false">http://gadgetress.freedomblogging.com/irvine-startup-hopes-youll-pay-10month-to-warranty-all-gadgets/#comment-2967</guid>
		<description>What a joke.

More OC Register advertising for weak business people.

Interesting things to note in the fine print of this companies docs -

What is NOT covered:

&quot;COVERED ITEMS NOT ORIGINALLY COVERED BY A MANUFACTURER’S WARRANTY OR ANY EXTENDED WARRANTY;&quot;

IE they won&#039;t pay for it unless it already had a warranty on it from it&#039;s manufacturer.
Makes one wonder what the actual point is then right?

&quot;PARTS OR REPAIRS DUE TO NORMAL WEAR AND TEAR UNLESS TIED TO A BREAKDOWN;&quot;

Oh, if something wears out they don&#039;t replace it. 


I LOVE this one -

• DAMAGE FROM ACCIDENT, ABUSE, MISUSE, MISHANDLING, INTRODUCTION OF FOREIGN OBJECTS INTO THE COVERED ITEM, UNAUTHORIZED MODIFICATIONS OR ALTERATIONS TO A COVERED ITEM, FAILURE TO FOLLOW THE MANUFACTURER’S INSTRUCTIONS, AND EXTERNAL CAUSES INCLUDING THIRD PARTY ACTIONS, FIRE, THEFT, INSECTS, ANIMALS, EXPOSURE TO WEATHER CONDITIONS, WINDSTORM, SAND, DIRT, HAIL, EARTHQUAKE, FLOOD, WATER, ACTS OF GOD OR CONSEQUENTIAL LOSS OF ANY NATURE;

Place close attention to the last half of that sentence starting at the words &quot;And external causes including third party actions, fire, theft, etc

So basically any possible thing that could break something, be it an earthquake or flooding, things that normal house insurrance actually covers. They don&#039;t.

I&#039;m starting to wonder what possible things this company does insure.. oh but it gets better.

&quot;NONFUNCTIONAL OR AESTHETIC PARTS INCLUDING BUT NOT LIMITED TO PLASTIC PARTS, KNOBS, ROLLERS, BASKETS;&quot;

Oh, so the most likely to break parts.. such as knobs and rollers are specifically not covered as well.



So basically, whatever it is, has to already have a warranty, they don&#039;t cover wear and tear, anything alone the lines of things that could damage equipment outside wear and tear and specifically do not cover controlling surfaces such as knobs or otherwise.

Wow.

For $10 a month you say you pretty much will take whatever I have, and just middle man ship it to the orig warranty company, as your contract states required for anything you cover and even then with extreme restrictions.


What a joke.</description>
		<content:encoded><![CDATA[<p>What a joke.</p>
<p>More OC Register advertising for weak business people.</p>
<p>Interesting things to note in the fine print of this companies docs -</p>
<p>What is NOT covered:</p>
<p>&#8220;COVERED ITEMS NOT ORIGINALLY COVERED BY A MANUFACTURER’S WARRANTY OR ANY EXTENDED WARRANTY;&#8221;</p>
<p>IE they won&#8217;t pay for it unless it already had a warranty on it from it&#8217;s manufacturer.<br />
Makes one wonder what the actual point is then right?</p>
<p>&#8220;PARTS OR REPAIRS DUE TO NORMAL WEAR AND TEAR UNLESS TIED TO A BREAKDOWN;&#8221;</p>
<p>Oh, if something wears out they don&#8217;t replace it. </p>
<p>I LOVE this one -</p>
<p>• DAMAGE FROM ACCIDENT, ABUSE, MISUSE, MISHANDLING, INTRODUCTION OF FOREIGN OBJECTS INTO THE COVERED ITEM, UNAUTHORIZED MODIFICATIONS OR ALTERATIONS TO A COVERED ITEM, FAILURE TO FOLLOW THE MANUFACTURER’S INSTRUCTIONS, AND EXTERNAL CAUSES INCLUDING THIRD PARTY ACTIONS, FIRE, THEFT, INSECTS, ANIMALS, EXPOSURE TO WEATHER CONDITIONS, WINDSTORM, SAND, DIRT, HAIL, EARTHQUAKE, FLOOD, WATER, ACTS OF GOD OR CONSEQUENTIAL LOSS OF ANY NATURE;</p>
<p>Place close attention to the last half of that sentence starting at the words &#8220;And external causes including third party actions, fire, theft, etc</p>
<p>So basically any possible thing that could break something, be it an earthquake or flooding, things that normal house insurrance actually covers. They don&#8217;t.</p>
<p>I&#8217;m starting to wonder what possible things this company does insure.. oh but it gets better.</p>
<p>&#8220;NONFUNCTIONAL OR AESTHETIC PARTS INCLUDING BUT NOT LIMITED TO PLASTIC PARTS, KNOBS, ROLLERS, BASKETS;&#8221;</p>
<p>Oh, so the most likely to break parts.. such as knobs and rollers are specifically not covered as well.</p>
<p>So basically, whatever it is, has to already have a warranty, they don&#8217;t cover wear and tear, anything alone the lines of things that could damage equipment outside wear and tear and specifically do not cover controlling surfaces such as knobs or otherwise.</p>
<p>Wow.</p>
<p>For $10 a month you say you pretty much will take whatever I have, and just middle man ship it to the orig warranty company, as your contract states required for anything you cover and even then with extreme restrictions.</p>
<p>What a joke.</p>
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