Comments on: New free tool to quickly find best credit card deal http://gadgetress.freedomblogging.com/2008/09/18/new-free-tool-to-quickly-find-best-credit-card-deal/3573/ TV, mobile and Internet: Covering technology's monthly bill Thu, 01 Jul 2010 02:41:21 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Samir http://gadgetress.freedomblogging.com/2008/09/18/new-free-tool-to-quickly-find-best-credit-card-deal/3573/comment-page-1/#comment-3427 Samir Fri, 19 Sep 2008 18:55:52 +0000 http://gadgetress.freedomblogging.com/?p=3573#comment-3427 Thanks for the checking out our site - much appreciated! I just thought I'd take a second to chime in on a couple of things. Sorry we don't have your Advanta card in the system yet. We currently have 200+ in the system, but we've focused on consumer cards thus far. While Advanta is usually thought of as a small business card, we realize they're popular and will be adding them to the mix soon. Also, wanted to clarify on the Amazon vs. Starwood card comparison. You are absolutely right that you would earn more points with the Amazon card, especially if you indicate that your spending pattern leans towards e-commerce/shopping vs. hotels. But the key thing to remember is that not all points are equal. Amazon points are essentially worth 1 cent each (since you get a $25 gift cert for 2,500 points). Starwood points can be worth much more, up to about 4 cents each, when you redeem them for free hotel nights. Since we are ranking cards based on bottom-line dollar value, we look at both the number of points you would accrue, plus the effective value of those points. If you click on the "earn an additional $1967" link you can drill-down on some of the details of our calculation that i've described above. Ohh, and by the way, you can control which redemption options we consider by using the filters on the left side - this helps us match cards to your actual lifestyle. Hope that's helpful, and thanks again for the post!! Cheers, Samir BillShrink Thanks for the checking out our site – much appreciated! I just thought I’d take a second to chime in on a couple of things.

Sorry we don’t have your Advanta card in the system yet. We currently have 200+ in the system, but we’ve focused on consumer cards thus far. While Advanta is usually thought of as a small business card, we realize they’re popular and will be adding them to the mix soon.

Also, wanted to clarify on the Amazon vs. Starwood card comparison. You are absolutely right that you would earn more points with the Amazon card, especially if you indicate that your spending pattern leans towards e-commerce/shopping vs. hotels. But the key thing to remember is that not all points are equal. Amazon points are essentially worth 1 cent each (since you get a $25 gift cert for 2,500 points). Starwood points can be worth much more, up to about 4 cents each, when you redeem them for free hotel nights. Since we are ranking cards based on bottom-line dollar value, we look at both the number of points you would accrue, plus the effective value of those points. If you click on the “earn an additional $1967″ link you can drill-down on some of the details of our calculation that i’ve described above. Ohh, and by the way, you can control which redemption options we consider by using the filters on the left side – this helps us match cards to your actual lifestyle.

Hope that’s helpful, and thanks again for the post!!

Cheers,
Samir
BillShrink

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